First-time buyer mistakes to avoid

Skipping the pre-approval

Falling in love with a listing before you know your numbers is the fastest way to stress. Pre-approval defines your range and surfaces documentation issues early.

Forgetting closing costs

Beyond the down payment, plan for title, escrow, prepaid insurance, and reserves your loan program may require.

Maxing out credit before closing

New debt can change your approval. Keep spending steady until you sign.

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